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Being seen driving a Mercedes could be regarded as a symbol of success and achievement for the driver - but it also says much more. Isn't there any way to tell credit bureau to discard this company from using their services, so that this company will not be able to mentally harass any individual. Most of the suppliers render substitute transaction techniques to using a credit card. I know this may not be an option for everyone but, you could also ask your parents to put you as an authorized user on one of their cards. And starting from there these companies can also ensure you that the delivery of the card at your place of choice is speedily done. If you don't know your credit score it can help to mention which banks you are with as some of them offer free credit score calculation.

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